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Que podría ser más emocionante que hacer el Salto de Inquilino a dueño de Hogar? Nada se puede comparar al sentimiento de voltear la llave para desenllavar un lugar que es todo tuyo. Sin Arrendador.

En Face To Face Realty, nosotros entendemos los muchos beneficios de ser dueño de Casa. Por consiguiente, nos hemos resuelto a asistir a 1,000 familias a través del país a llegar ser dueños de su propio hogar para Noviembre del año en curso 2025.

Quisieras estar entre los 1,000 nuevos dueños de Hogar?

Sigue @F2FRealtyESP

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To get Prime Access, upload an image of your eligibility letter or card to one of the following:

• Medicaid: Upload image of your Medicaid eligibility letter
• SSI: Supplemental Security Income (this is different from Social Security and SSDI)
• Direct Express Prepaid Debit Card: Upload image of card
• TANF: Temporary Assistance for Needy Families
• TTANF: Tribal Temporary Assistance for Needy Families
• NSLP: National School Lunch Program, (letter must include your child’s name and the school’s name)
• LIHEAP: Low Income Home Energy Assistance Program
• WIC: Women, Infants, and Children program

Click Here: Access Prime Discount

The IRS announced on Friday that it will delay the rollout of a new rule that was set to lower the tax reporting threshold for transactions businesses make through third-party payment platforms like Venmo and Cash App. 

The IRS said in a release that it chose to delay the lowering of the threshold to $600 following concerns that the agency and the Treasury Department received about the timeline. 

What Does This Mean?

For the 2022 Tax Year, Cash App and Venmo will not be reporting transaction to the IRS.

Want to Use Your Refund to Buy a Home?

Credit is important when buying your home.

Here are 3 Tips to get you a Good Credit Score.

Tip #1: Payment History

The biggest part of having good credit scores is paying your accounts on time. Start paying on time for 3 months and your score will improve.

Tip #2: Too Much Debt

Do not use your credit cards to the limit. This will bring your credit score down. Try not to use more than 30% of your credit limit. If you do that your credit score will start to go up.

Tip #3: Diversification

You should have different types of accounts. You want loans and credit cards. This shows banks you know how to handle different types of credit accounts. You score will go up and more banks will approve you.

Do You Have an ITIN?

Here Is How To Get Your Credit Started with a ITIN:

An Individual Taxpayer Identification Number (ITIN) is issued to an individual for tax purposes. These numbers, if used, would be recognized as an invalid Social Security number on your credit report.

If you do not have an SSN, you can submit your request for a free credit report in writing. Please include one copy of a government-issued identification card, such as a driver’s license, state ID card or similar displaying your current address, and one copy of a current utility bill, bank statement, insurance statement or similar.

Please also include the following identification information:

• Your full name including middle initial (and generation – Jr., II, III)
• Social Security number
• Date of birth
• Complete addresses for the past two years

Send your request to:

Experian

P.O. Box 9701

Allen, TX 75013

This will create your credit report with your ITIN. Please wait a few weeks for your information to be processed.

If you need any help, please contact us:

Si estás leyendo esto, estas listo para dar el siguiente paso en el proceso de compra de una vivienda.

Proporciona tu informacion para tener una idea de tu rango de precios y averiguar para qué subvenciones para compradores de vivienda y asistencia para el pago inicial eres elegible.

Enviar tu información te llevará entre 3 a 5 minutos.

Find Your Home’s Value

We offer a FREE MARKET REPORT of your property. This report is designed to give you specific, up-to-date information about your property and your local market.

 Please take a moment to provide us with the requested information and we will provide you with the market report at no cost.

Treasury Secretary Steve Mnuchin announced on Tuesday that the federal government will allow taxpayers to defer income tax payments for up to 90 days in order to help mitigate the economic chaos caused by the coronavirus fallout.

Taxpayers filing for the 2019 tax season can also defer those filings for the same three-month time period. The ordinary deadline has been pushed from April 15 to July 15.

Corporations will also be granted a three-month reprieve. No taxpayer or corporate entity will suffer penalties or interest rates during that time, Mnuchin said.

The deferment does not apply to state taxes, only federal.

Tax Filing Services: @Face2FaceTaxes

FaceToFaceInc.com/Taxes

Everyone has Credit Karma, it seems. The app offers you a way to get credit scores and reports from two of the three major credit reporting companies, TransUnion and Equifax.

The biggest plus for Credit Karma is the app is FREE! It’s hard to beat that. These free reports come in handy to spot inaccuracies to correct and improve your credit. You even get a credit score. Great, right?

While Credit Karma will give you A SCORE, they do not provide you with THE SCORE. Credit Karma will not give you the FICO Score. That is the score lenders will look at when they process your mortgage application.

Therefore, many times the score from Credit Karma will differ greatly from the scores the lenders use.

Continue to FOLLOW US @Face2FaceRealty

If you’re purchasing a home, then you’re going to need a down payment.

Many home buyers are not aware that they are able to withdraw from their 401(k) to use for the down payment.

How much can you borrow?

• $50,000, or
• 50% of your 401(k) account balance

Disclaimer: We are not an accounting firm or financial advisor. Please consult a licensed professional for more details.